Direct Processing Network utilizes several security measures including fraud, loss, and chargeback prevention. Our global gateway uses Secure Sockets Layer (SSL) technology and encryption procedures to ensure the highest standards of security in the market.

If you have any questions or doubts in regards to your rates, fees, services, statements, or a specific transaction, please contact our office at 1-855-955-6111 or via email at [email protected]. In addition, you can log into your My Merchant Office account

Go ahead and contact our customer support department at 1-855-955-6111. They will explain the process and email you an entitlement addendum. This addendum will display all of the rates and fees that are involved in adding the new feature. Once we receive the document, we will forward it and process it for approval. You can also reach our customer support at  [email protected].

The fees applied to your account are based on the qualification of your transactions for specific and reduced interchange fees as applicable for the card affiliated with the transaction. If any of your transaction doesn’t qualify for the reduced interchange fee, the transaction is then processed at the higher applicable interchange rate.

There are several reasons for receiving non-qualified fees. Such as hand-keying transactions into the terminal in face-to-face scenarios, not entering address information and card verification codes for keyed transactions, settling transactions more than 24 hours from the time the card was authorized, and sometimes accepting a corporate/business card. Non-qualified fees are processed and billed through Visa and MasterCard, and they can be avoided. For further information please contact us at 1-855-955-6111 or via email at [email protected].

The customer’s bank is declining the transaction. This can be for several reasons including unauthorized use, lack of funds on the card, or fraud prevention measures applied by the card holder’s bank. You will need to ask for another form of payment and ask the cardholder to contact their bank with any further questions.

The funding to your account for most card classes takes place within 24-48 hours. This may vary based on your banking institution and in which the transactions are completed. (Weekends or holidays may take longer).

You can contact us at 1-855-955-6111 for this information or login to your merchant account back office at www.copilot.cardconnect.com